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Owner Finance/No qualifying – What does it mean??

What does No Qualifying mean?

No Qualifying means we don’t ask for any credit history, applications, w-2’s, verification of employment, etc. When you pay your down payment, your are ready to move into your new home.

How our owner financing works.

Loan terms are at a fixed interest rate for a specific length of time. Monthly payments include taxes and insurance on the home. You can refinance at any time and there are no pre-payment penalties.

What does this mean for the home buyer?

  • No loan application or fees
  • No Credit Check or Credit Requirements
  • No closing costs
  • No realtor fees
  • This is a mortgage loan, not a lease purchase or rental
  • You get an actual deed to the property
  • Refinance at any time with no prepayment penalties
  • Competitive fixed interest rates
  • 100% Approval
  • Down payments are 3-5%, depending on the price of the home