What does No Qualifying mean?

No Qualifying means we don’t ask for any credit history, applications, w-2’s, verification of employment, etc. When you pay your down payment, your are ready to move into your new home.

How our owner financing works.

Loan terms are at a fixed interest rate for a specific length of time. Monthly payments include taxes and insurance on the home. You can refinance at any time and there are no pre-payment penalties.

What does this mean for the home buyer?

• No loan application or fees
• No Credit Check or Credit Requirements
• No closing costs
• No realtor fees
• This is a mortgage loan, not a lease purchase or rental
• You get an actual deed to the property
• Refinance at any time with no prepayment penalties
• Competitive fixed interest rates
• 100% Approval
• Down payments are 3-5%, depending on the price of the home